Your needs first

As a member of PeoplesChoice Credit Union, you have access to fast, easy, stress-free banking. With services and benefits like mobile banking, personal and home loans, free checking, no-fee credit card, and low APRs, we’re putting you on the fast track to a better financial tomorrow. Access your account via online banking, find your nearest ATM, request a wire transfer, and more. Handle all of your banking needs with people who care.

Member Benefits

Free Checking
A FREE checking account with no monthly fees.
Apple Pay
Easy, secure, private purchases with your phone.
Digital Banking
Bank from anywhere with our mobile app.
$NAP Deposit
Fast, easy mobile deposit.
Direct Deposit
Have your paycheck deposited right to your account up to 2 days early.
Financial Planning
Let our team help you build a better financial tomorrow.
Personal & Home Loans
Reach your goals with PeoplesChoice.
BOOST Kids Savings, Checking & Credit Program
Get your family on the right financial track.
Skip-A-Payment
Remove some stress your financial plans.

Insurance tailored to your life

Auto & Home
Exclusive discounted rates for members.
Accident
No-cost Tru Stage Accidental D&D policy.
Life
Protect the people who depend on you.
Health
Budget-friendly health insurance for all.

Become a member

For easy, accessible banking, low rates, and Maine’s lowest fees, people like you choose PeoplesChoice. Whether you’re looking to get your finances back on track or build savings, benefits like a no-fee Visa credit card, free PeoplesChoice Checking with SpendShield, and personalized loan options can get you there.

Become a Member Contact Us

PeoplesChoice Checking with SpendShield has it all.

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.

Open Your Account