Special Assistance Loans

Our team at PeoplesChoice understands there may be additional pressures and financial challenges for you and your family due to current public health concerns. This program is designed to assist members with any emergency financial support that is needed, whether it be as a replacement for lost wages or unexpected health care services.

We will offer a special unsecured rate of 1.90% for loans from $250.00 up to $5,000.00 with repayment terms below.

Special Assistance Loans

  • $250.00 – $2,000.00 = 12 months
  • $2,001.00 – $5,000.00 = 24 months
  • The request should be connected to the COVID 19 Pandemic
  • Applicants must be a member prior to 3/16/20


We will allow all members a special one-time emergency Skip-A-Pay at no cost to the member. One emergency Skip-A-Pay for up to 60 days. Only one skip for each loan and/or Visa.

No Early Withdrawal Penalty On Share Certificates

Members will be allowed to withdraw up to $20,000, per member and not per account, from their share certificate account without penalty. Please call our member services team for more information at (207) 282-4156.

PeoplesChoice Checking with SpendShield has it all.

A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.