Get a Personal Loan to Reach your Goal

Perhaps you want to make a large purchase, finalize a home improvement project, or need assistance with a short-term financial hurdle. Whatever the reason, PeoplesChoice offers affordable personal loan products to fit every budget. 

 

Apply online or in any of our branches, or call 207-282-4156 for more information.

A woman and a man sit across from each other at a round office table, having a conversation in a well-lit room with a window and brick wall.

Why a Personal Loan?

  • Pay Off High-Interest Loans or Credit Cards
  • Consolidate Debt
  • Educational Funding
  • Home Improvements

Advantages

  • Immediate Funds
  • Competitive, Fixed Rates
  • No Fees or Prepayment Penalty

Requirements

  • Membership and Eligibility
  • Credit history & other conditions apply

Heating Loan Special

Keeping warm just got easier.

As Mainers, we know how quickly heating costs can add up. That’s why PeoplesChoice is offering our Heating Loan Special to help you get ready for the colder days ahead:

  • 12-month term
  • 7.99% APR*
  • $2,500 limit

Apply directly or book an appointment at the buttons below, call 207-282-4156, or visit one of our four branches!

*The APR is the Annual Percentage Rate. APR effective 9/17/26. Subject to credit approval. Rates subject to change without notice.

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Open a HighFive Checking Account, Earn 5.00% APY

A checking account with no minimum balance requirements, no monthly fees, and early paycheck access up to two days sooner—all with the opportunity to earn 5.00% APY* on balances up to $10,000. With the PeoplesChoice HighFive Checking Account, you also have access to free mobile banking, direct deposit, and more. Learn more on the full qualifications here or open your account today.