Auto Loans
Shop for a Vehicle without Leaving Home!
AutoSmart is PeoplesChoice Credit Union’s auto-buying marketplace! Browse the current inventory of our partner auto dealerships and find your dream vehicle without stepping foot outside – search local inventory right from your computer or phone!
Have an Auto Loan with us? What's next:
We Finance New and Used Vehicles
Enjoy highly competitive rates as low as 5.74% and terms of up to 84 months on new and used vehicles. Members may finance up to 120% of the purchase price or NADA retail value, whichever is lower.* And if you set up direct deposit with us, we’ll lower your rate by an additional 0.50%. **
Get approved for a loan right at the dealership! We’ve partnered with Maine’s top dealers to make your car buying experience as easy as possible!
- * We reserve the right to ask for a down payment based on the credit worthiness of the member. ** Monthly direct deposit amount must be at least equal to the amount of your monthly loan payment.
How it works
1.
Simply apply online with your info, or visit one of our local partner dealerships and choose the car you’d like to finance.
2.
One of our loan specialists will review your loan application and work directly with the dealership or be in touch with you.
3.
If approved, the dealership will arrange for you to pick up your car. If you applied online, we’ll connect you with a dealership that has the vehicle matching your needs.
Why choose PeoplesChoice?
- Work with real Maine locals who understand your needs.
- We finance new and used vehicles, older models, and those with higher mileage.
- A straightforward application process gets you on the road sooner!
The way auto financing should be.
Enjoy low rates with terms up to 84 months on new cars, and used cars. Apply now to get your rate.
