Credit Card Upgrade
What's Changing?
A better credit card experience is coming! Here’s what’s new:
- Faster Transactions – Payments will be reflected immediately on your account.
- Real-Time Balances – See balances in real-time using Online/Mobile Banking.
- Better Card Control – Manage your Credit and Debit cards in the same place.
- New uChoose Rewards – Earn points and redeem for exciting rewards or cash!
- Payment Due Date – Payments will be due on the 20th of each month.
- Billing Cycle Closing Date – The Billing Cycle will close on the 25th of each month.
What Stays the Same?
We know how much you value your PeoplesChoice VISA Credit Card – so while we’re improving your experience, we’re keeping what matters most:
- Same, Low Fixed Rates – Your rates won’t change.
- NO FEES – The same no-fee credit card you love.
- Local & Personal Member Service – The same great, local support—real people, ready to help.
What You Need to Do
To ensure a smooth transition, here’s what you can expect:
- Your New Card is Coming – Your card number will change. Watch for your new card in the mail in May!
- Activate Your Card – Activation instructions will be included when you receive your new card.
- Update Auto-Payments – Any subscriptions or bills linked to your card will need to be updated with your new card number.
- Redeem Your ScoreCard Rewards – Points will expire on May 31, 2025.
To redeem points, call 207-282-4156, visit a branch, use our Online Banking app, or click below.
Frequently Asked Questions
Your New Card & How to Prepare
Payments & Billing Changes
Managing Your Card Online
Additional Card Information
PeoplesChoice Checking with SpendShield has it all.
A FREE checking account with no monthly fees, the lowest overdraft fees in Maine, and a safety net when you need it most. With PeoplesChoice Checking, you’re guaranteed the flexibility and freedom you need to keep your cash in check. Features like free mobile banking, direct deposit, and more get you what you want, when you need it.
