We meet your needs, so you meet your goals.

Get on the fast track to a better financial tomorrow thanks to personal, local support that understands what you need from banking.

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Image of a People's Choice customer using a People's Choice credit card.

Become a Member

Looking out for you is what we do.

We’re Mainers just like you, and we’re keeping banking easy, local, and personalized. Enjoy smart financial solutions, customized accounts, no annual fees or late payment fees, and loans for any budget.

Member benefits

Save with no monthly fees.
Our Free Checking Account with Spendshield offers overdraft protection and no monthly fees.
Passively build wealth.
Meet your longterm goals with our high-yield savings accounts.
Get paid early.
Lightning Pay direct deposit puts you ahead of the pack.
Bank on the go.
Manage accounts, transfer funds, and deposit checks with mobile banking.
Access your cash easily.
Our ATM network offers you easy access across Maine and nationwide.
Plan with our experts.
Our Financial Planning team can help get you where you want to be.
Never pay a late loan fee.
Skip-A-Payment keeps you safe from costly late fees.
Build a future with us.
Our personal and home loans are designed to meet your needs.
Earn rewards as you spend.
Get a return on your purchases with our VISA Credit Card.
Pay from your phone.
Make easy, secure, private purchases with Apple Pay.
Help your teen save.
With our Boost Savings account, your teen is prepped for tomorrow.
Protect your hard work.
Our auto, home, life, and health insurance options keep you and yours secure.

Ready to become a member?

Opening an account with PeoplesChoice only takes 20-30 minutes!

Step 1:

Have these handy:

  • Valid ID with your current physical address, such as a driver’s license or passport (if neither show your current address, a recent utility bill or paystub will do!)
  • Proof of physical residence in York or Cumberland County
  • If you are under the age of 18 or don’t have a driver’s license, a birth certificate, social security card or student ID
Step 2:

Give us a call at (207) 282-4156 and a member of our customer service team will walk you through the application.

You can also skip a step and start your application online! Then we’ll give you a call to finalize the last steps.

Step 3:

We’ll help transfer existing funds into your new account, answer any questions you may have, have you sign paperwork digitally, and that’s it.

Your new member cards will arrive in the mail within 3-6 business days.

It's no wonder people like you choose PeoplesChoice.

Apply online to become a member of PeoplesChoice Credit Union and start enjoying accessible banking and Maine’s lowest rates! Whether you’re looking to get your finances back on track or build savings, we’ll help you get to where you want to be.

Become a Member Contact Us