HighFive Checking
HighFive Checking with SpendShield has it all!
- NO monthly fees
- NO minimum balance
- Earn a dividend rate of 5.00% APY on balances up to $10,000.00 when you qualify
- Lightning Pay Direct Deposit – Get your paycheck Early!
- Lowest overdraft fee in Maine – Only $9.95!
- Generous overdraft limits for when you come up a little short.
- No fee for transactions of $15.00 or less that result in a negative balance
Simple Steps. Steady Rewards.
1.
Receive electronic statements
2.
Receive at least $500 in direct deposits for the month
3.
Use your debit card for 12 purchases during the month
Maine’s Lowest Fees Guaranteed
HighFive Checking with SpendShield is a high-yield checking account with no monthly fees, and it comes with the lowest overdraft charges in the state. If you happen to overdraw, we do not charge a fee on transactions of $15 or less.
The Smarter, Easier Way to Bank
Manage accounts, transfer funds, and locate ATMs or PeoplesChoice branches with free online banking. We’ll even get you your paycheck up to two days early with Lightning Pay Direct Deposit. And with Apple Pay, you can enjoy contactless purchasing, send and receive money, and more.
Access to Your Cash Wherever You Are
You’ll be able to get fast cash when you need it most. Access 85,000 fee-free ATMs nationwide so you can easily withdraw cash, check accounts, deposit checks, and transfer funds.
Easy Banking in Your Pocket
Your HighFive Checking account with SpendShield comes with a free VISA Debit Card. Enjoy all the convenience of an ATM card with added debit card protection. Use for purchases, make deposits at any major supermarket, and access cash at any of our 85,000 free ATMs across the country. Add your debit card to your mobile wallet for even easier – and more secure – access!
*SpendShield availability and limits are subject to ongoing eligibility and may change based on account activity or risk.
**APY = Annual Percentage Yield. Qualifying APY earned on balances up to $10,000 when you meet monthly qualifications. APY of 5% guaranteed through 12/31/2027. Rates and Terms subject to change after that date.
What our Members are Saying:
“Have always had amazing service and felt like a valued member and not just an account number—for over 40 years!”
“I have never had a better banking experience. I love the service professionals. I have always gotten answers to any questions. It is so easy to bank here.”
“I like the neighborliness & humanity. I especially like that, unlike other local banks, when I go in for a transaction, I’m not constantly upsold and asked to get new cards or accounts that I don’t want.”
“The absolute best experience I have had with any financial institution! Every question I have had is always answered!”
Become a Member and Bank Your Way.
Flexibility, convenience, and the personal touch to banking you want. For personalized loan options, a checking account that works for you, and the some of the lowest fees in Maine, people like you choose PeoplesChoice.
